Skip to content


“Today Shapes Tomorrow
Published Every Monday Since 2007       Volume 369
December 23, 2013
About Us
Subscribe Free!
Terms and Conditions
Enter Keyword to search
Contributions are welcome for this website – please click above.
 Little Laughs!
What kind of air can you breath?
Why did Dino go to the hospital?

Because he was (Dino) “Saur”.

How do you make eleven even?

Take away the “el.”


How do you make seven even?

Take away the “s”


Why did the chicken cross the railroad track?

Because it wanted to get to the Chick train.


What is a duck on the 4th of July?

A Fire-Quacker!!


Knock, Knock…Who is there?Banana…Banana who?  Banana…Banana who?Banana…Banana who? Apple…Aren’t you glad I didn’t say banana?


Are you 5?

No! I am not 5!  I am 4.95 plus shipping and handling!


Knock knock…Who is there?  Panther!Panther, who?   PantH-or-no-PantH I am going Thwiming!


Laughs above are credited to kids and various sources.

Business fun facts!


Over $18 Trillion a year is spend on Consumer Goods worldwide. Women account for almost two third of it. Just think about this women power!

Did you know the ancestry of American people? It is a melting pot of immigrants from all over the world. This trend continues today. These immigrants make the America great, including best in business.

There are over 300 million Americans. Ancestry of Americans include approximately Germans over 14%, African American 12%, Irish 12%, English 8%, Mexican 8%, Italian 6%, Hispanic 5%, French 4%, Polish Scottish, Dutch, Norwegian, Scotch-Irish, Native American, and Swedish are between 1-3% but add up to 11%. The rest are from other countries.

About US housing

At the end of 2008 approximately 7 out of 10 people in the US owned a home. The US population is over 300 million.

In 2008, $3.3 Trillion was the total loss in value for the US housing market. In early 2006 housing market value was close to $9.4 Trillion.

Not so fun fact…there are over 15 million home owners with questionable mortgage loans. Experts believe that 2/3 or over 10 million have potential of foreclosure…but this number is going down

Markets rise on Fed decision to Taper starting January 2014

The DOW was up 462 points or 2.93% at 16,221, the S&P500 was up 41 points or 2.3%, and NASDAQ was up 85 points or 2.12%, week ending Dec 20th.  Oil closed up $2.45 at 98.92.

Finally Feds decide to “Taper”

The Federal Reserve decided to trim (or Taper) its Quantitative Easing (Q.E.) starting this January 2014.   The decision by Feds is to buy $75 Billion in bonds each month instead of $85 Billion it has been buying since September 2012.  Investors were happy to see Taper-or-not-and-when uncertainty eliminated.  This decision also sends the signal that underlying fundamentals which prompted the Q.E. in the first place, such as, slower economic growth and unemployment are improving on a steady pace.  To learn more about the Quantitative Easing click here —  What is the Quantitative Easing (Q.E)? Volume 343.



Thank you for your feedback and comments!



Is the bottled water just our good old tap water?

Yes, says Pepsi.  So when you buy a bottle of Aquafina, do not think that you are drinking some great spring water but just regular tap water!  Pepsi will change its Aquafina label to say that the source of water is tap water (2007…CNN).    

According to International Bottled Water Association, in 2012 close to 10 billion gallons or $12 billion worth bottled water was sold in the US alone.

According to Mayo Clinic, “…tap water and bottled water are generally comparable in terms of safety. So the choice of tap or bottled is mostly a matter of personal preference.”

Think of the effect on our environment by bottles in land-fills, amount of plastic processed, and gas burned to transport bottles to just get the same water as in our taps which we already pay as a part of utilities.


Learn more about…

What is Credit History? Why is it important to have a good credit history? Volume 12.

What is Economy, Business, Workers, Goods, Services, Stock, DOW, S&P500, and NASDAQ in Volume 16.

Does it pay to study hard? Volume 17.

What is Currency and Foreign Currency Exchange rate? Volume 14. What is stronger or weaker currency? Volume 20. What does the dollar slide mean? Volume 32.

How does money grow in a bank? Volume 21.

What is Fed Funds rate and Discount rate? Volume 22

What does the interest rate cut mean for you? What is APR? Volume 23.

How to read stock information? Volume 25.

What is “Black Monday”…Crash of 87”? Volume 31.

Who are CEO, CFO, Shareholders, and the Board of Directors? What is SOX? Volume 33

What does “$4.95 + Tax” means? Volume 47.

What is a Recession? What is a Depression? Volume 48.

What is Mergers & Acquisition (M&A)? What is a Merger? Volume 49.

What is ADR? Volume 62.

What does buying back of shares means? Volume 63.

Why is consumer confidence so important? Volume 64.

A fun way to start a Lemonade Stand and Learn about Business too! Volume 126.

What is Supply and Demand? Volume 177.

What is Q.E. – Quantitative Easing? Volume 343.

Who is working and who is not? Volume 354.

Do you remember September 2008 (after 5-Yrs) and what is the status of government loans (TARP) Volume 355.

Which country is in heavy debt…see the debt as % of GDP by countries? Volume 358.

What is US debt ceiling, which president helped to create this debt, who do we owe this money? Volume 360.

We use multiple information resources, such as, news websites, company websites, stock exchanges, newspapers, text books, and other educational resources.

Dec 16 – 20, 2013

Weekly Stock Market

Markets Down!

Random Walk!

Buy Low, Sell High!

What Goes Up,

Must Come Down!





Up 462



Up 41



Up 85


Foreign Exchange Rate

$1 is equal to




Euro (€)

European Union



Yen (¥)




Pound (£)

United Kingdom



Yuan ()




Rupee (Rs.)




Canadian (C$)




Your Favorite Stocks


Bought one stock in Jan-13

This week stock is?

Your gain or loss?





$60.46 $4.13


$96.13 $6.73