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“…you need money to buy things; you earn money by working; you may have to wait to buy things you want; and there is a difference between things you want and things that you need…” Time Magazine, Nov 30, 2015
Article – Your kid’s financial education should start much earlier than you think – By Dan Kedlec
Little Laughs!
How do oceans say hello? They wave at each other!
Can kangaroo jump higher than a house? Of course, a house does not jump at all!
My dog used to chase people o10n a bike…it got so bad that I had to take it away!!
Knock…Know…who is there? FedEx…FedEx who?
FedEx will be there tomorrow!
What is the worst kind of cat?
CAT-astro-phe !
What do you get when you cross snowman with vampire Frost-Bite.
What kind of Bill can you breath? Billionaire.
Why did Dino go to the hospital?
Because he was (Dino) “Saur”.
How do you make eleven even?
Take away the “el.”
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How do you make seven even?
Take away the “s”
_________
Why did the chicken cross the railroad track?
Because it wanted to get to the Chick train.
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What is a duck on the 4th of July?
A Fire-Quacker!!
___________
Knock, Knock…Who is there?Banana…Banana who? Banana…Banana who?Banana…Banana who? OR-ange…Aren’t you glad I didn’t say banana?
___________
Are you 5?
No! I am not 5! I am 4.95 plus shipping and handling!
__________
Knock knock…Who is there? Panther!Panther, who? PantH-or-no-PantH I am going Thwiming!
_________
Laughs above are credited to kids and various sources.
Business fun facts!
Do you know the ancestry of American people? It is a melting pot of immigrants from all over the world. This trend continues even today. These immigrants make America what it is today and are an big part in the success of businesses today.
There are over 320 million Americans today. Ancestry of Americans include: Germans over 14%, African American 12%, Irish 12%, English 8%, Mexican 8%, Italian 6%, Hispanic 5%, French 4%, Polish Scottish, Dutch, Norwegian, Scotch-Irish, Native American, and Swedish are between 1-3% but add up to 11%. The rest are from other various countries.
In 2008, $3.3 Trillion was the total loss in value for the US housing market. In early 2006 housing market value was close to $9.4 Trillion..so almost 1/3rd of housing market value was lost due to housing, credit, and financial crisis!
Since 2008, close to 12 million jobs have been added to the job market! This has allowed many Americans to get back on track and recover from the recession. Unemployment rate is now below 5% from almost 10% in 2009 when financial markets caused the recession!
The DOW stays positive for the week!
The DOW closed up +522 points or +2.2%, the S&P500 was up +61 points or +2.4%, and the NASDAQ was up +214 points or +3.2% for the week ending January 11th. The oil was up +$3.4/Barrel or +7.0% closing at $51.7/Barrel.
The New Year hope is that US-China will arrive at some amicable solution. The Chinese economy is hurting badly due to the US trade threats and sanctions. The Chinese Gross Domestic Product (GDP) forecast is to slow down from 6.5% to 6.2%.
China needs at least above 7% Gross Domestic Product (GDP) growth rate to keep up with its ambitious economic reforms and employment. Most of the Chinese population lives outside of large and famous Chinese cities. These people are “migrants” who come to work at large cities based on the Chinese government-controlled labor permits. The labor unrest is one of the major risks if the Chinese economy continues to slow down. The Chinese government realizes it as a national risk and it is encouraging its banks to lend more to stimulate the slowing economy to keep up with the required economic growth and employment.
Year-To-Date (YTD) the DOW is up +2.9% , the S&P500 is up +3.6% and the NASDAQ is up +5.1%.
In 2018 the DOW was down -6.7%, the S&P500 down -7.0% and the NASDAQ down -4.6%.
In 2017 the DOW was up 25.1%, the S&P500 up 19.4% and the NASDAQ up 28.2%
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How did your stocks do in 2018?
In 2018
Your Portfolio = -3.3%
Benchmark S&P500 = -6.2%
(returns not adjusted for dividends paid)
2018 Annual returns In 2018, our portfolio beat the benchmark S&P500 (or the market) by ~3%! For the year, our portfolio was down -3% while S&P500 was down over –6%!
Read about the power of compounding
Click 2017 volume here>Volume 585
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Thank you for your feedback and comments! Now we are on to our 12th Year!!
Tip!: Try moving your mouse over active definitions, such as, on the right side the DOW, the S&P500, the NASDAQ, which will open up a pop-up with details so you can learn more!
Learn more about…
How do Business and Government raise cash? Stocks, Bonds?
What is the Currency and Foreign Currency Exchange rate? Volume 14. What is a stronger or weaker currency? Volume 20. What does the dollar slide mean? Volume 32.
Who was the 1st woman Federal Reserve Chair?Volume 382.
We use multiple information resources, such as news websites, company websites, stock exchanges, newspapers, textbooks, and other educational resources.
Source: Bing.com, Microsoft Clipart, etc.
So far YTD…
Bulls (Markets UP) = 2…
Bears (DOWN) = 0…and
Draw = 0
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.jpg "Kellogg (Ticker is K) has over $14 billion in sales. It is know for ready-to-eat cereal and convenience foods."){kind=small}
