

Published Every Monday Since 2007 | Volume 853 | April 3, 2023
YTD so far these many weeks markets were up (Bull picture shown), down (Bear picture), or draw (Bull/Bear picture) …
Bulls (Markets UP) =08…
Bears (DOWN) = 05… and Draw = 0
Markets up significantly – The DOW up 997 points for the week!
- The DOW was up +997 points or +3.1%, S&P500 was up +126 points or +3.2% and the Nasdaq was up +353 points or +3.0% for the week ending March 31st. Oil was up +$6.5 or +9.4% to $75.70 per barrel.
- It appears that investors are comfortable that the recent bank failures are now mostly over. If it does resurface most federal bank regulators will jump in to help. We will have to wait and see if there are more shoes to drop.
How to be financially strong?
We are starting this section as a running blog to educate you about key and simple things one can do now to become financially stable, and over time become a millionaire!
These are easy things to learn, such as, managing your costs, saving money, long term investment with power of compounding, and many more topics. Idea is that by educating yourself about these topics can give you a head start to shape your future – our motto – Today Shapes Tomorrow!
Some Key Facts To Consider-
- Top1% of the US population holds 70% of the US net worth. Net wroth is all assets a person holds minus all of their liabilities.
- About 150 million Americans own stocks. This could be via their 401K, IRA, and or direct company stocks in a brokerage accounts.
- Wealthiest 1% of Americans own about 53%, worth $17 trillion of stocks
- The bottom 50% of American adults hold only 0.6% of stocks, worth $19 billion
- Wealthiest 1% of Americans own about 53%, worth $17 trillion of stocks
- White Americans own ~90% of stocks, worth ~$28 trillion
Value of S&P500
- The S&P 500 index is considered a benchmark. Since 1928 S&P 500 (includes dividends) has had an Arithmetic Average Historical Annual Return of 11.8% (inflation adjusted is 8.5%). If you invested $100 in 1928 in the S& P500 the value in 2021 would be $761,711
How can you be a part of the American dream to be considered wealthy or financially stable?


What is Risk and Return argument?


When you buy or sell stocks can make a big difference

Passive vs. active investing

- About 150 million Americans own stocks. This could be via their 401K, IRA, and or direct company stocks in a brokerage account. Wealthy Americans own stocks…White Americans own ~90% of stocks, worth ~$28 trillion
- S&P500 has offered an Average Historical Annual Return of 11.8% (inflation adjusted is 8.5%).
- Smart, consistent, and long term low expense investment helps to build wealth over time…
- It is not so much about how much you earn but how much you save!
- Timing to buy and sell stocks is a fool's errand, even the experts avoid it
- Between Passive Vs. Active investing – Over a longer term active investors have not consistently been able to beat the S&P 500 to justify their keeps. In Fact the results are very anemic at best which begs the question is it worth giving your money to these experts?
How to get started?

- 2023 the DOW is +.04%, S&P500 is +7.0% and the NASDAQ is +16.8%
- 2022 the DOW was -8.8%, S&P500 was -19.4% and the NASDAQ was -33.1%
- 2021 the DOW was up +18.7%, S&P500 +26.9% and the NASDAQ +21.4%
- In 2020 the DOW was up +7.2%, S&P500 UP+16.3% and the NASDAQ UP +43.6%
- In 2019 the DOW was up +22.3%, S&P500 up +28.9% and the NASDAQ up +35.2%
- In 2018 the DOW was down -6.7%, S&P500 down -7.0% and NASDAQ down -4.6%.
- In 2017 the DOW was up 25.1%, S&P500 up 19.4% and the NASDAQ up 28.2%
Copyright © 2007 – 2021 BusinessNewsForKids.com
