“Today Shapes Tomorrow

Published Every Monday Since 2007       Volume 443                        Memorial Day Holiday May 25!
June1, 2015
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 Little Laughs!
Knock...Knock...Who is there? FedEx...FedEx who?
FedEx will be there tomorrow!
What is the worst kind of cat? 
CAT-astro-phe !

What do you get when you cross snowman with vampire
What kind of Bill can you breath?
Why did Dino go to the hospital?

Because he was (Dino) "Saur".
How do you make eleven even?

Take away the "el."


How do you make seven even?

Take away the "s"


Why did the chicken cross the railroad track?

Because it wanted to get to the Chick train.


What is a duck on the 4th of July?

A Fire-Quacker!!


Knock, Knock...Who is there?Banana...Banana who?  Banana...Banana who?Banana...Banana who? OR-ange...Aren't you glad I didn't say banana?


Are you 5?

No! I am not 5!  I am 4.95 plus shipping and handling!


Knock knock...Who is there?  Panther!Panther, who?   PantH-or-no-PantH I am going Thwiming!


Laughs above are credited to kids and various sources.

Business fun facts!


Over $18 Trillion a year is spend on Consumer Goods worldwide. Women account for almost two third of it. Just think about this women power!

Did you know the ancestry of American people? It is a melting pot of immigrants from all over the world. This trend continues today. These immigrants make the America great, including best in business.

There are over 300 million Americans. Ancestry of Americans include approximately Germans over 14%, African American 12%, Irish 12%, English 8%, Mexican 8%, Italian 6%, Hispanic 5%, French 4%, Polish Scottish, Dutch, Norwegian, Scotch-Irish, Native American, and Swedish are between 1-3% but add up to 11%. The rest are from other countries.

About US housing

At the end of 2008 approximately 7 out of 10 people in the US owned a home. The US population is over 300 million.

In 2008, $3.3 Trillion was the total loss in value for the US housing market. In early 2006 housing market value was close to $9.4 Trillion.

Not so fun fact…there are over 15 million home owners with questionable mortgage loans. Experts believe that 2/3 or over 10 million have potential of foreclosure...but this number is going down

Memorial Day
(May 25th) honors and remembers US men and women who died while in military service for the US. It is a US Federal holiday observed on the last Monday of May. It was originally called Decoration Day to honor the Union (23 US states) soldiers who died during the American Civil War.  This is also the start of summer time.

The DOW slips 219 points but NASDAQ at record high

The DOW closed down 219 points or 1.2%, the S&P500 was down 18 points or 0.8% and NASDAQ was up 13 points or 0.2% week ending May 29th. The DOW Year-To-Date gains are now 1.1%, S&P500 is up 2.4% and hovering at record high, and NASDAQ is up 7.1% for the year and all time high. The oil was down $0.99 or 0.68% to $60.52 per barrel. 

Producer Price Index (PPI) fell 0.4% in April

According to the US Labor Department the Producer Price Index (PPI) for finished goods fell 0.4% in April. PPI was up 0.2% in March.

What is Producer Price Index?

The Producer Price Index (PPI) is a family of indexes developed and published by the Bureau of Labor Statistics that measures the average change over time in the selling prices received by domestic producers for their goods and services. This contrasts with other measures, like the Consumer Price Index (CPI), Index (CPI), which measures price change from the purchaser's perspective. Sellers' and purchasers' prices may differ due to various outside influence, such as, government subsidies, sales and excise taxes, and distribution costs.


The PPI is valuable as an early indicator of inflation.  Inflation reflects a decline in the purchasing power of the Dollar, where each dollar buys fewer goods and services.


There are three broad subcategories within PPI: crude, intermediate, and finished. The market tracks the finished goods index the closest, as it represents prices for goods that are ready for sale to the consumer.


April Consumer Confidence drops to 94.3 from 101.4 in March

Consumer Confidence Index (CCI) fell to 94.3 in April from 101.4 in March.  CCI of above 90 shows stable economy and above 100 is a sign of strong growth. 

Despite improving job market consumer's confidence seems to be still lagging. The rise of CCI rise is a sign that consumers are feeling good about the job market, economic recovery outlook, and their future.   Why is consumer confidence so important?  Volume 64.


Thank you for your feedback and comments!


...Try moving your mouse over active definitions, such as, on the right side DOW, S&P500, NASDAQ, which opens up a pop up with details...  
Learn more about...



What is Credit History? Why is it important to have a good credit history? Volume 12.



What is Economy, Business, Workers, Goods, Services, Stock, DOW, S&P500, and NASDAQ in Volume 16
Does it pay to study hard? Volume 17.

What is Currency and Foreign Currency Exchange rate? Volume 14. What is stronger or weaker currency? Volume 20. What does the dollar slide mean? Volume 32.


How does money grow in a bank? Volume 21.


What is Fed Funds rate and Discount rate? Volume 22


What does the interest rate cut mean for you? What is APR? Volume 23


How to read stock information? Volume 25.


What is "Black Monday"...Crash of 87"? Volume 31.


Compare the Great Depression and the 2008 Recession

Source-CNN, Federal Reserve, Commerce Department, and estimates

Compare the Great Depression to the 2008 Recession? Volume 114.
What is a Recession? What is a Depression? Volume 48.
What is inflation? Volume 11.
What is Consumer Price Index (CPI) and Producer Price Index (PPI)? Volume 48

Why is consumer confidence so important? Volume 64.


What is expansions and contractions in Service and Manufacturing? Volume 389

Who are CEO, CFO, Shareholders, and the Board of Directors? What is SOX? Volume 33


What does "$4.95 + Tax" means? Volume 47


What is Mergers & Acquisition (M&A)? What is a Merger? Volume 49.


ADR (American Depository Receipts)

What is ADR? Volume 62.


What does buying back of shares means? Volume 63.


A fun way to start a Lemonade Stand and Learn about Business too! Volume 142.


What is Supply and Demand? Volume 177.


What is Q.E. - Quantitative Easing? Volume 343.

Who is working and who is not? Volume 354.


Do you remember September 2008 (after 5-Yrs) and what is the status of government loans (TARP) Volume 355.

Which country is in heavy debt...see the debt as % of GDP by countries? Volume 358.


What is US debt ceiling, which president helped to create this debt, who do we owe this money? Volume 360.


What is "Taper" or "Fed Tapering of Q.E." means? Volume 369.


What was your stock pick performance in 2014 (Volume 425) and 2013, 2012...2007? Volume 374.


Who is the new Federal Reserve Chair? Volume 382.

We use multiple information resources, such as, news websites, company websites, stock exchanges, newspapers, text books, and other educational resources.

May 26-29, 2015

Weekly Stock Market

Markets Up or Down?

Random Walk of stocks?

Buy Low? or Sell High?

Index (YTD%)



DOW (+1.1%)

Down 219



Down 18



Up 13



Foreign Exchange Rate

$1 is equal to




Euro (€)

European Union



Yen (¥)




Pound (£)

United Kingdom



Yuan ()




Rupee (Rs.)





Your Favorite Stocks


Bought one stock in Jan-14

This week stock is?

Your gain or loss?





$62.77 -$2.71


$95.93 $2.67
$108.90 $130.28 $21.38

Business News For Kids website References/Links/etc.

Learn what is Foreign Exchange, How is it traded, and how FXCM helps to facilitate Forex trading.
Business Study - Getting Together
Raising CEO Kids
Track Star 4 Teachers

Teaching Kids Entrepreneurship